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Covid-19 Insurance

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  • Covid-19 Insurance

    Insurance companies “hesitate” to give Covid-19 insurance to foreign tourists

    After facing losses from Covid-19 claims from local cases, many Thai insurance companies are indicating that they are hesitant to provide Covid-19 insurance for foreign tourists entering Thailand under the current regulations.

    The deputy governor of marketing communications at the Tourism Authority of Thailand said only a few companies are now interested in joining the Test & Go programme, the most popular choice out of the three entry options. He said companies are unsure about possible situations if they offer coverage to foreign tourists, especially with reimbursement.

    Even though Test & Go resumed on February 1, there haven’t been as many tourists as there were in November when the programme first started.

    Isolation for travellers in Thailand can be expensive. The deputy governor said the 10-day hotel isolation price starts at 20,000 baht. This includes three meals a day and telemedicine from a partner hospital. He told the Bangkok Post…

    “While waiting for the OIC to conclude an insurance package, we have to increase affordable hotel isolation as an option for infected tourists so they don’t have to pay more than 100,000 baht for treatment, as happened before.”
    The Public Health Ministry is letting hotel operators in major provinces have isolation rooms on their properties for asymptomatic guests. This is to help with hospitals not having enough beds, or beds being too expensive.

  • #2
    Universal Coverage for Emergency Patients to no longer cover Covid-19 starting March

    Thailand’s Public Health Minister announced today that come March 01.2022, Thailand’s Universal Coverage for Emergency Patients will no longer cover Covid-19 infections, meaning Thais will need to pay out of pocket if they are admitted to a private hospital or facility for treatment. A night at “hospitel,” which is a hotel that works with a hospital to offer isolation services, will be set at 1,000 THB.

    The minister said other health care schemes still cover Covid-19 though, including social security, the gold card scheme, universal healthcare, and civil servants’ medical benefits. UCEP normally covers patients with sudden severe chest pains, sudden unconsciousness, severe difficulty breathing or rapid short breathing.

    The Thai government founded UCEP in 2017 to solve the problem of inequity in emergency medical treatments. It gives patients emergency care without charging them for the first 72 hours of their admission or until they are ready to be transferred to their registered hospitals.

    The minister also added that PT-PCR tests will cost 900 THB for two-gene tests, and 1,100 baht for three-gene tests. There will be no charges for swab tests. Antigen tests will be 350 baht, or 250 baht depending on the type of test kit.